@import url("https://fonts.googleapis.com/css2?family=Manrope:wght@400;500;600;700;800&display=swap");
 
:root {
  --bg: #f4f7ff;
  --surface: #ffffff;
  --surface-soft: #eef2ff;
  --primary: #3d5afe;
  --primary-dark: #2b3fd0;
  --accent: #16c2a3;
  --accent-2: #ffb703;
  --pattern: url("data:image/svg+xml,%3Csvg width='120' height='120' viewBox='0 0 120 120' fill='none' xmlns='http://www.w3.org/2000/svg'%3E%3Ccircle cx='8' cy='8' r='1.5' fill='%233d5afe' fill-opacity='0.12'/%3E%3Ccircle cx='60' cy='60' r='1.5' fill='%2316c2a3' fill-opacity='0.1'/%3E%3Ccircle cx='100' cy='20' r='1.2' fill='%233d5afe' fill-opacity='0.1'/%3E%3Cpath d='M0 120L120 0' stroke='%233d5afe' stroke-opacity='0.06' stroke-width='1'/%3E%3C/svg%3E");
  --text: #0f172a;
  --muted: #56647f;
  --border: #e3e8f5;
  --shadow: 0 30px 60px rgba(15, 23, 42, 0.12);
  --shadow-soft: 0 12px 30px rgba(15, 23, 42, 0.1);
  --radius-lg: 22px;
  --radius-md: 14px;
  --radius-pill: 999px;
}
 
*,
*::before,
*::after {
  box-sizing: border-box;
}
 
html {
  scroll-behavior: smooth;
}
 
body {
  margin: 0;
  font-family: "Manrope", "Inter", "Segoe UI", Roboto, Arial, sans-serif;
  background: radial-gradient(1000px circle at 5% 10%, rgba(61, 90, 254, 0.12), transparent 55%),
    radial-gradient(900px circle at 95% 0%, rgba(22, 194, 163, 0.12), transparent 50%),
    var(--pattern),
    var(--bg);
  background-size: auto, auto, 220px 220px, auto;
  background-attachment: fixed;
  color: var(--text);
  line-height: 1.6;
  min-height: 100vh;
  position: relative;
  overflow-x: hidden;
}
 
.insurance-body::before,
.insurance-body::after {
  content: "";
  position: fixed;
  pointer-events: none;
  z-index: -1;
  border-radius: 50%;
  opacity: 0.35;
}
 
.insurance-body::before {
  width: 520px;
  height: 520px;
  top: -220px;
  right: -160px;
  background: radial-gradient(circle, rgba(61, 90, 254, 0.45), transparent 70%);
}
 
.insurance-body::after {
  width: 620px;
  height: 620px;
  bottom: -260px;
  left: -200px;
  background: radial-gradient(circle, rgba(22, 194, 163, 0.4), transparent 70%);
}
 
a {
  color: inherit;
  text-decoration: none;
  transition: color 0.2s ease, opacity 0.2s ease;
}
 
img {
  max-width: 100%;
  display: block;
}
 
button,
input,
textarea,
select {
  font: inherit;
  color: inherit;
  transition: border-color 0.2s ease, box-shadow 0.2s ease;
}
 
.container {
  width: 100%;
  max-width: 1180px;
  margin: 0 auto;
  padding: 0 20px;
}
 
.site-header {
  position: sticky;
  top: 0;
  background: rgba(255, 255, 255, 0.88);
  border-bottom: 1px solid rgba(227, 232, 245, 0.8);
  backdrop-filter: blur(14px);
  box-shadow: 0 10px 30px rgba(15, 23, 42, 0.08);
  z-index: 10;
}
 
.header__inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
  min-height: 72px;
}
 
.brand {
  display: flex;
  align-items: center;
  gap: 12px;
  font-weight: 700;
}
 
.brand__mark {
  width: 40px;
  height: 40px;
  border-radius: 12px;
  background: linear-gradient(135deg, var(--primary), var(--accent));
  box-shadow: 0 12px 24px rgba(61, 90, 254, 0.3);
  position: relative;
}
 
.brand__mark::after {
  content: "";
  position: absolute;
  inset: -4px;
  border-radius: 14px;
  border: 1px solid rgba(61, 90, 254, 0.25);
}
 
.brand__name {
  font-size: 18px;
}
 
.site-nav {
  display: flex;
  gap: 8px;
  font-size: 14px;
  font-weight: 600;
  color: var(--muted);
  padding: 6px;
  border-radius: var(--radius-pill);
  background: rgba(255, 255, 255, 0.75);
  border: 1px solid rgba(227, 232, 245, 0.9);
  box-shadow: inset 0 0 0 1px rgba(255, 255, 255, 0.6);
}
 
.site-nav a:hover {
  color: var(--primary);
}
 
.site-nav a {
  padding: 8px 14px;
  border-radius: var(--radius-pill);
  transition: background 0.2s ease, color 0.2s ease;
}
 
.site-nav a:hover {
  background: rgba(61, 90, 254, 0.12);
}
 
.header__actions {
  display: flex;
  align-items: center;
  gap: 12px;
  flex-wrap: wrap;
}
 
.header__phone {
  font-weight: 600;
  color: var(--primary-dark);
  padding: 6px 12px;
  border-radius: var(--radius-pill);
  background: rgba(61, 90, 254, 0.12);
}
 
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: 12px 20px;
  border-radius: var(--radius-pill);
  background: linear-gradient(135deg, var(--primary), #4dd0ff);
  color: #fff;
  font-weight: 600;
  border: none;
  cursor: pointer;
  box-shadow: 0 14px 26px rgba(61, 90, 254, 0.3);
  transition: transform 0.2s ease, box-shadow 0.2s ease, background 0.2s ease;
  position: relative;
  overflow: hidden;
}
 
.btn:hover {
  background: linear-gradient(135deg, var(--primary-dark), var(--accent));
  transform: translateY(-1px);
}
 
.btn::after {
  content: "";
  position: absolute;
  inset: 0;
  background: linear-gradient(120deg, transparent, rgba(255, 255, 255, 0.4), transparent);
  transform: translateX(-120%);
  transition: transform 0.6s ease;
}
 
.btn:hover::after {
  transform: translateX(120%);
}
 
.btn:focus-visible {
  outline: 3px solid rgba(61, 90, 254, 0.35);
  outline-offset: 2px;
}
 
.btn--outline {
  background: rgba(255, 255, 255, 0.8);
  color: var(--primary);
  border: 1px solid var(--primary);
  box-shadow: none;
}
 
.btn--ghost {
  background: rgba(255, 255, 255, 0.75);
  border: 1px solid rgba(227, 232, 245, 0.9);
  color: var(--text);
  box-shadow: none;
}
 
.btn--dark {
  background: var(--text);
}
 
.btn--block {
  width: 100%;
}
 
.hero {
  padding: 90px 0 72px;
  background: linear-gradient(180deg, rgba(61, 90, 254, 0.08) 0%, rgba(244, 247, 255, 0.9) 100%);
  position: relative;
  overflow: hidden;
}
 
.hero::before,
.hero::after {
  content: "";
  position: absolute;
  border-radius: 50%;
  filter: blur(2px);
  opacity: 0.45;
  z-index: 0;
}
 
.hero::before {
  width: 420px;
  height: 420px;
  right: -120px;
  top: -140px;
  background: radial-gradient(circle, rgba(61, 90, 254, 0.35), transparent 70%);
}
 
.hero::after {
  width: 360px;
  height: 360px;
  left: -120px;
  bottom: -140px;
  background: radial-gradient(circle, rgba(22, 194, 163, 0.3), transparent 70%);
}
 
.hero__grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 40px;
  align-items: center;
  position: relative;
  z-index: 1;
}
 
.eyebrow {
  display: inline-block;
  padding: 6px 14px;
  border-radius: var(--radius-pill);
  background: rgba(61, 90, 254, 0.12);
  color: var(--primary-dark);
  font-size: 13px;
  font-weight: 600;
}
 
h1 {
  font-size: clamp(34px, 4vw, 52px);
  line-height: 1.1;
  margin: 16px 0;
}
 
.hero__subtitle {
  color: var(--muted);
  font-size: 17px;
}
 
.hero__actions {
  margin-top: 24px;
  display: flex;
  gap: 12px;
  flex-wrap: wrap;
}
 
.hero__list {
  margin: 24px 0 0;
  padding-left: 20px;
  color: var(--muted);
  display: grid;
  gap: 8px;
}
 
.hero__stats {
  margin-top: 28px;
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 16px;
}
 
.stat-card {
  background: linear-gradient(180deg, #ffffff 0%, #f8faff 100%);
  padding: 16px;
  border-radius: var(--radius-md);
  box-shadow: var(--shadow-soft);
  border: 1px solid var(--border);
  border-top: 3px solid rgba(61, 90, 254, 0.45);
}
 
.stat-card__value {
  font-size: 18px;
  font-weight: 700;
}
 
.stat-card__label {
  color: var(--muted);
  font-size: 13px;
}
 
.hero__panel {
  background: rgba(255, 255, 255, 0.96);
  padding: 28px;
  border-radius: var(--radius-lg);
  box-shadow: 0 30px 60px rgba(61, 90, 254, 0.18);
  border: 1px solid rgba(61, 90, 254, 0.2);
  backdrop-filter: blur(8px);
}
 
.hero__side {
  display: grid;
  gap: 20px;
}
 
.hero__illustration {
  background: linear-gradient(135deg, rgba(61, 90, 254, 0.12), rgba(22, 194, 163, 0.15));
  border-radius: var(--radius-lg);
  padding: 18px;
  border: 1px solid rgba(61, 90, 254, 0.2);
  box-shadow: 0 20px 40px rgba(61, 90, 254, 0.12);
  display: flex;
  align-items: center;
  justify-content: center;
  min-height: 220px;
  position: relative;
  overflow: hidden;
}
 
.hero__illustration::after {
  content: "";
  position: absolute;
  width: 180px;
  height: 180px;
  right: -80px;
  top: -60px;
  background: radial-gradient(circle, rgba(255, 183, 3, 0.35), transparent 70%);
  opacity: 0.7;
}
 
.hero__illustration svg {
  width: min(100%, 420px);
  height: auto;
  display: block;
  position: relative;
  z-index: 1;
}
 
.panel__header h2 {
  margin: 0 0 8px;
}
 
.panel__header p {
  margin: 0 0 18px;
  color: var(--muted);
}
 
.calc-form {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 14px;
}
 
.calc-form label {
  display: grid;
  gap: 6px;
  font-size: 14px;
  color: var(--muted);
}
 
.calc-form input,
.calc-form select,
.calc-form textarea,
.contact-form input,
.contact-form textarea {
  padding: 12px 14px;
  border-radius: 12px;
  border: 1px solid var(--border);
  background: rgba(255, 255, 255, 0.95);
  color: var(--text);
  font-size: 15px;
}
 
.calc-form select:invalid {
  color: #9aa7bf;
}
 
.calc-form input:focus,
.calc-form select:focus,
.calc-form textarea:focus,
.contact-form input:focus,
.contact-form textarea:focus {
  outline: 3px solid rgba(31, 90, 246, 0.2);
  border-color: rgba(31, 90, 246, 0.6);
}
 
.form__full {
  grid-column: 1 / -1;
}
 
.form__note {
  font-size: 12px;
  color: var(--muted);
  margin: 8px 0 0;
}
 
.section {
  padding: 70px 0;
}
 
.section--alt {
  background: linear-gradient(180deg, rgba(238, 243, 255, 0.9) 0%, rgba(255, 255, 255, 0.95) 100%);
}
 
.section__header {
  display: flex;
  align-items: flex-end;
  justify-content: space-between;
  gap: 16px;
  margin-bottom: 28px;
}
 
.section__header p,
.section__subtitle {
  color: var(--muted);
}
 
.section__subtitle {
  margin-top: 8px;
}
 
.link-arrow {
  color: var(--primary);
  font-weight: 600;
  display: inline-flex;
  align-items: center;
  gap: 8px;
}
 
.link-arrow::after {
  content: "→";
  font-size: 16px;
  transition: transform 0.2s ease;
}
 
.link-arrow:hover::after {
  transform: translateX(4px);
}
 
.tag {
  padding: 6px 12px;
  border-radius: var(--radius-pill);
  background: linear-gradient(135deg, rgba(61, 90, 254, 0.12), rgba(22, 194, 163, 0.16));
  border: 1px solid rgba(61, 90, 254, 0.2);
  font-size: 12px;
  color: var(--muted);
  text-transform: uppercase;
  letter-spacing: 0.05em;
}
 
.card-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 22px;
}
 
.product-card {
  background: linear-gradient(180deg, #ffffff 0%, #f6f9ff 100%);
  padding: 22px;
  border-radius: var(--radius-lg);
  border: 1px solid var(--border);
  box-shadow: var(--shadow-soft);
  position: relative;
  overflow: hidden;
  transition: transform 0.2s ease, box-shadow 0.2s ease;
}
 
.product-card::before {
  content: "";
  position: absolute;
  inset: 0;
  background: radial-gradient(260px circle at top right, rgba(61, 90, 254, 0.14), transparent 60%);
  opacity: 0;
  transition: opacity 0.2s ease;
}
 
.product-card:hover {
  transform: translateY(-4px);
  box-shadow: 0 22px 40px rgba(15, 23, 42, 0.12);
}
 
.product-card:hover::before {
  opacity: 1;
}
 
.product-card > * {
  position: relative;
  z-index: 1;
}
 
.product-card ul {
  padding-left: 18px;
  margin: 16px 0 0;
  color: var(--muted);
}
 
.feature-grid {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 18px;
}
 
.feature-card {
  background: linear-gradient(180deg, #ffffff 0%, #f7faff 100%);
  padding: 20px;
  border-radius: var(--radius-md);
  border: 1px solid var(--border);
  box-shadow: var(--shadow-soft);
  transition: transform 0.2s ease, box-shadow 0.2s ease;
}
 
.feature-card:hover {
  transform: translateY(-3px);
  box-shadow: 0 18px 30px rgba(15, 23, 42, 0.12);
}
 
.plan-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 18px;
}
 
.plan-card {
  background: linear-gradient(180deg, #ffffff 0%, #f6f9ff 100%);
  padding: 24px;
  border-radius: var(--radius-lg);
  border: 1px solid var(--border);
  box-shadow: var(--shadow-soft);
  position: relative;
  transition: transform 0.2s ease, box-shadow 0.2s ease;
}
 
.plan-card--featured {
  border: 2px solid rgba(61, 90, 254, 0.7);
  box-shadow: 0 26px 50px rgba(61, 90, 254, 0.25);
  transform: translateY(-4px);
}
 
.plan-badge {
  position: absolute;
  top: 16px;
  right: 16px;
  background: linear-gradient(135deg, var(--primary), var(--accent));
  color: #fff;
  padding: 6px 10px;
  border-radius: var(--radius-pill);
  font-size: 12px;
}
 
.plan-card:hover {
  transform: translateY(-4px);
  box-shadow: 0 22px 40px rgba(15, 23, 42, 0.12);
}
 
.plan-price {
  font-size: 22px;
  font-weight: 700;
  margin: 12px 0;
}
 
.plan-card ul {
  padding-left: 18px;
  margin: 16px 0 20px;
  color: var(--muted);
}
 
.steps {
  list-style: none;
  padding: 0;
  margin: 32px 0 0;
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 18px;
}
 
.steps li {
  display: flex;
  gap: 16px;
  background: linear-gradient(180deg, #ffffff 0%, #f7faff 100%);
  padding: 20px;
  border-radius: var(--radius-lg);
  border: 1px solid var(--border);
  box-shadow: var(--shadow-soft);
  position: relative;
  overflow: hidden;
}
 
.steps li::before {
  content: "";
  position: absolute;
  left: 0;
  top: 0;
  bottom: 0;
  width: 4px;
  background: linear-gradient(180deg, var(--primary), var(--accent));
}
 
.step-number {
  width: 36px;
  height: 36px;
  border-radius: 50%;
  background: var(--primary);
  color: #fff;
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 700;
}
 
.claim-cta {
  margin-top: 28px;
  padding: 24px;
  background: linear-gradient(135deg, rgba(61, 90, 254, 0.12), rgba(22, 194, 163, 0.12));
  border-radius: var(--radius-lg);
  border: 1px solid var(--border);
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
}
 
.review-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 18px;
  margin-top: 28px;
}
 
.review-card {
  background: linear-gradient(180deg, #ffffff 0%, #f7faff 100%);
  padding: 22px;
  border-radius: var(--radius-md);
  border: 1px solid var(--border);
  box-shadow: var(--shadow-soft);
  position: relative;
}
 
.review-card::before {
  content: "\"";
  position: absolute;
  top: 12px;
  right: 18px;
  font-size: 42px;
  color: rgba(61, 90, 254, 0.18);
  font-weight: 700;
}
 
.review-text {
  margin: 0 0 16px;
  color: var(--muted);
}
 
.review-author {
  font-weight: 600;
  margin: 0;
}
 
.faq details {
  background: linear-gradient(180deg, #ffffff 0%, #f7faff 100%);
  border: 1px solid var(--border);
  border-radius: var(--radius-md);
  padding: 16px 18px;
  box-shadow: var(--shadow-soft);
  margin-bottom: 12px;
  transition: box-shadow 0.2s ease, transform 0.2s ease;
}
 
.faq summary {
  cursor: pointer;
  font-weight: 600;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 12px;
}
 
.faq summary::after {
  content: "+";
  font-size: 18px;
  color: var(--primary);
}
 
.faq details[open] summary::after {
  content: "-";
}
 
.faq details[open] {
  box-shadow: 0 18px 30px rgba(15, 23, 42, 0.12);
  transform: translateY(-2px);
}
 
.faq p {
  margin: 12px 0 0;
  color: var(--muted);
}
 
.contact-grid {
  display: grid;
  grid-template-columns: 1.1fr 0.9fr;
  gap: 28px;
}
 
.contact-info {
  background: linear-gradient(180deg, #ffffff 0%, #f6f9ff 100%);
  padding: 28px;
  border-radius: var(--radius-lg);
  border: 1px solid var(--border);
  box-shadow: var(--shadow-soft);
}
 
.contact-list {
  list-style: none;
  padding: 0;
  margin: 20px 0;
  display: grid;
  gap: 10px;
  color: var(--muted);
}
 
.office-hours {
  display: grid;
  gap: 10px;
  padding-top: 12px;
  border-top: 1px dashed var(--border);
}
 
.contact-form {
  background: linear-gradient(180deg, #ffffff 0%, #f6f9ff 100%);
  padding: 28px;
  border-radius: var(--radius-lg);
  border: 1px solid var(--border);
  box-shadow: var(--shadow-soft);
}
 
.contact-form form {
  display: grid;
  gap: 14px;
}
 
.site-footer {
  background: linear-gradient(135deg, #0f172a 0%, #172554 100%);
  color: #fff;
  padding: 24px 0;
}
 
.footer__inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  flex-wrap: wrap;
}
 
.footer-links {
  display: flex;
  gap: 16px;
  font-size: 14px;
  color: rgba(255, 255, 255, 0.7);
}
 
.footer-links a:hover {
  color: #fff;
}
 
@media (max-width: 1100px) {
  .hero__grid {
    grid-template-columns: 1fr;
  }
 
  .feature-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }
 
  .contact-grid {
    grid-template-columns: 1fr;
  }
 
  .header__inner {
    flex-wrap: wrap;
  }
}
 
@media (max-width: 900px) {
  .site-nav {
    flex-wrap: wrap;
    justify-content: center;
  }
 
  .header__actions {
    justify-content: center;
  }
 
  .card-grid,
  .plan-grid,
  .review-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }
 
  .steps {
    grid-template-columns: 1fr;
  }
}
 
@media (max-width: 720px) {
  .hero {
    padding: 64px 0 48px;
  }
 
  .hero__stats {
    grid-template-columns: 1fr;
  }
 
  .card-grid,
  .plan-grid,
  .review-grid,
  .feature-grid {
    grid-template-columns: 1fr;
  }
 
  .calc-form {
    grid-template-columns: 1fr;
  }
 
  .section__header {
    flex-direction: column;
    align-items: flex-start;
  }
 
  .claim-cta {
    flex-direction: column;
    align-items: flex-start;
  }
}
 
@media (max-width: 520px) {
  .header__actions {
    width: 100%;
    justify-content: flex-start;
  }
 
  .btn {
    width: 100%;
  }
}